The world's most
Advanced
crypto platform.
Earn variable APY on 70+ assets, borrow against your portfolio with a fully dynamic lending engine, and watch your Net Position update in real time — all from one dashboard.
Portfolio Balance
$128,450.92
Bitcoin
1.245 BTC
$58,210
▲ +2.4%
Ethereum
12.8 ETH
$42,140
▲ +2.4%
Solana
320 SOL
$28,100
▼ -1.1%
Build your portfolio from a single app, designed for the forward-thinking investor.
Grow your savings
Open an account and earn up to 16% annually on your digital assets.
Start earningBorrow & lend instantly
Supply 70+ assets for variable APY or pledge them as collateral to borrow — track your Net Position in one number.
Explore lendingSpend anywhere
•••• •••• •••• 4242
Spend without selling your digital assets and get up to 2% cashback with the KaiBank Card.
Get the cardEarn, borrow, and see your net interest in one number.
KaiBank lending pools let you supply liquidity for variable APY or borrow against your portfolio without selling. The Net Position dashboard shows exactly what you're earning — and what your debt is costing — at a glance.
Two-sided pools
Supply 70+ assets to earn variable APY or pledge them as collateral to borrow other assets — same wallet, both sides.
Live utilization rates
APY auto-adjusts in real time via a dynamic two-slope model. Higher demand pays you more; idle liquidity stays cheap.
Health factor protection
Your dashboard shows a single number that says 'safe' or 'at risk'. We enforce HF ≥ 1 on every action — no surprises.
Net Position
$24,180.42
$34,200 supplied · $10,019 borrowed
Net APY
+3.42%
Daily
+$2.27
Supply
5.10%
Borrow
8.20%
Health Factor
4.87
ETH
Collateral
+2.10%
USDC
Borrowed
−4.32%
Fund your account effortlessly.
Add funds via bank transfers under your name, or choose from simple alternatives that match your needs.
Crypto-friendly bank transfers
Your personal USD, EUR, and GBP accounts on KaiBank help you prevent blocked or delayed transactions that banks can impose on third-party transfers.
Seamless crypto transfers
Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron.
Instant and local payment solutions
Choose between instant card payments with Visa, Mastercard, Apple Pay, Google Pay or popular regional payment methods that work best for you.
Why choose KaiBank?
KaiBank empowers forward-thinking investors to build long-term wealth by offering the most comprehensive suite of digital asset solutions. Our approach unites cutting-edge products, robust infrastructure security, and white-glove client care.
Proven track record
Operating since 2026
White-glove client care
Personalized client care
Global footprint
Jurisdictions worldwide
Outstanding confidence
Assets under management
Strong financial health
Proven regulatory compliance
High liquidity
Total processed volume
Our dedicated team is available seven days a week to provide personal assistance.
"I'm planning to move more coins to KaiBank because I feel much safer there. Honestly, safer than a cold wallet. KaiBank is securing my coins all day long with a highly skilled personnel."
Marcus Reinhardt
Germany
"I was able to resolve my query and continue with my busy day at work. This experience gave me peace of mind that if I need assistance again, I am confident in KaiBank's professionalism."
Sophie Laurent
France
"Reliable customer support with a personable touch on all levels. I've dealt with an abundance of teams internationally and I'm still awe struck at the level of support I experienced."
Daniel O'Connor
Ireland
"I have been a KaiBank user for years now. The interaction with the platform remained always very good and the customer support was prompt and efficient throughout."
Aisha Rahman
United Arab Emirates
"Their customer service was courteous, patient and helpful. The issues I had were eventually resolved. I am impressed with the level of security they employ."
Hiroshi Tanaka
Japan
"I recently experienced a personal emergency and reached out to KaiBank's support team for assistance. I was incredibly impressed by their prompt and compassionate response."
Elena Rodríguez
Spain
Frequently asked questions.
Creating an account is simple. Click the 'Get Started' button on the top right, verify your email with the OTP code, set a secure password, and complete your basic profile information.