Terms of Service
Agreement last modified: January 2026
Risk Disclosure & Legal Agreement
By accessing the KAIBANK platform, you acknowledge that you have read, understood, and agreed to these terms. Digital assets involve significant risk and are not subject to the same regulatory protections as traditional banking deposits.
01
Acceptance of Agreement
This Terms of Service constitutes a binding legal agreement between you and KAIBANK. If you do not agree to these terms, you must cease using our services immediately. We reserve the right to modify these terms at any time, and your continued use of the platform signifies acceptance of such changes.
02
Eligibility & Account Security
You must be at least 18 years of age to register. You are solely responsible for maintaining the confidentiality of your account credentials and 2FA settings. KAIBANK shall not be liable for any loss arising from unauthorized access to your account due to your failure to secure your login information.
03
KYC & Anti-Money Laundering
To comply with international financial regulations, KAIBANK requires Identity Verification (KYC). We reserve the right to freeze accounts or limit withdrawal capabilities if suspicious activity is detected or if requested documentation is not provided within the specified timeframe.
04
Prohibited Activities
Users are strictly prohibited from using the platform for money laundering, terrorist financing, or any activity that violates international sanctions. Any attempt to exploit system vulnerabilities or engage in market manipulation will result in permanent termination of your account.
05
Limitation of Liability
KAIBANK provides its services on an "as-is" and "as-available" basis. We do not guarantee that the service will be uninterrupted. In no event shall KAIBANK be liable for lost profits, loss of data, or any indirect damages resulting from blockchain network congestion or third-party software failures.
Questions regarding these terms? Contact legal@kaibank.io